How do I access pending items in Client Portal?

Follow the below procedure to access pending items in Client Portal:

1. Log in to Client Portal.
2. Click the Notifications (bell) icon in the top right corner. The number on the icon shows you how many total unread notifications you have.
3. A drop-down menu will open showing your Pending Items, Corporate Actions and Messages.
4. Click Pending Items.
5. You can open and view any pending item to see the details of the item. Click the View button for the pending item you want to view.

What documents are acceptable for these tasks?

Acceptable documents for Proof of Identity and Proof of Address action items include the following:

What Investment Portfolio Changes do I need to make?

IBCE will support a limited number of deposit currencies. The following ten cash deposit currencies, the “Allowed Deposit Currencies” are:

• EUR, USD, GBP, CHF, DKK, NOK, SEK, HUF, CZK and PLN

You will be required to nominate a base currency from the Allowed Deposit Currencies and if you hold long cash balances in other currencies, you will be required to convert those balances to one of the Allowed Deposit Currencies before migration.

In accordance with the client asset protection rules in Hungary, client funds must be protected in the same form that they were received by the broker. This contrasts with your previous broker, IBLUX, whose regulatory client asset rules allowed them to protect your funds in equivalent value in another currency.

Short currency balances are unaffected. You may borrow in any currency that the IBKR group offers.

All cash balances, with the exception of accruals (e.g., interest, dividends) will be transferred at the same time. Once accruals have been settled and posted to cash, they will automatically be swept to IBCE. Once all accruals have been swept, your current account at IBLUX will be closed and inaccessible for trading purposes. You will still be able to access this closed account via the Client Portal for purposes of viewing and printing historical statements.

Metals CFDs are offered by IBCE but spot and OTC metals futures are not. You will be requested to trade out of those positions before conversion to an IBCE account.

• Part A sets out key information in relation to the Proposed Transfer (as described below).
• Part B covers key legal and regulatory topics that arise as a result of the Proposed Transfer (as described below).
• Part C aims to answer any other questions that you may have and provides some further and more practical information in relation to what will and will not be changing following the Proposed Transfer (as described below).

• The Central Bank of Hungary initiates liquidation proceedings of IBCE, or
• A court orders the liquidation of IBCE. 

• 100% up to the limit of the EUR equivalent of one million forints (EUR 2,800 on 12^th May 2021),
• Above one million forints: 1 million forints and 90% of the part above one million forints to a maximum of EUR 100,000.

• Metals CFDs are offered by IBCE but spot and OTC metals futures are not.
• Trading securities and derivatives in all the same markets you can now but if you trade outside of the Allowed Deposit Currencies (see #7) and the transaction results in a long cash balance we will auto-convert to your base currency.  If the transaction results in a short cash balance there will be no further action by IBCE as you can borrow in all available IBKR global currencies.

• GFIS investment research will not be available to clients of IBCE, but we plan to offer the service in the future. However, GFIS market data and news service offerings are unaffected.

• Investment Loan Framework contract
• Securities Lending Framework contract

• EUR, USD, GBP, CHF, DKK, NOK, SEK, HUF, CZK and PLN

Discussion: 

This FAQs is split into three parts. 

• Part A sets outs key information in relation to the Proposed Transfer (as described below).
• Part B covers key legal and regulatory topics that arise as a result of the Proposed Transfer (as described below).
• Part C aims to answer any other questions that you may have and provides some further and more practical information in relation to what will and will not be changing following the Proposed Transfer (as described below). 

PART A – THE PROPOSED TRANSFER

 1. What is the situation currently and why do things have to change?

As you will be aware, at present, your relationship with Interactive Brokers is led by our entity based in the United Kingdom, specifically Interactive Brokers (U.K.) Limited (“IBUK”) and the services provided to you are provided by IBUK and, depending on the products you do business in, our US affiliate Interactive Brokers LLC (“IBLLC”).  At present IBUK utilises what is known as a financial services passport to be able to perform its part of the service provision across continental Europe. Our working assumption is that following the end of the Brexit transitional period later this year, IBUK will lose its financial services passport and that from 1 January 2021 Interactive Brokers will need to make some changes in relation to which legal entity does business with you. 

2. What are the “changes” envisaged above?

We have established a new Interactive Brokers legal entity in Hungary, namely, Interactive Brokers Central Europe Zrt.  (“IBCE”).  We propose to transfer the business that you currently conduct with IBUK and IBLLC to IBCE.  In other words, it is our intention that all of your accounts, investments and services currently provided to you by IBUK and IBLLC will instead be singularly provided by IBCE (for convenience we will refer to this as the “Proposed Transfer”).

3. When will the Proposed Transfer occur? 

We will write to you again ahead of the Proposed Transfer. 

4. Who is IBCE? What sort of a firm is it?

IBCE, an investment service provider, is licensed and authorized by the Central Bank of Hungary.  IBCE’s regulatory status and profile is very similar to IBUK’s.  This is because both IBCE and IBUK are authorised pursuant to the second Markets in Financial Instruments Directive (Directive 2014/65/EU). This is an EU-wide piece of legislation the purpose of which is to, as much as possible, harmonise how investment firms are regulated across the EU. 

This does not mean there are not some differences between the legislation that applies to your relationship with IBUK and IBLLC at present and that which will apply once your account is transferred to IBCE.  We explain this in more detail in Part B of this FAQs. 

5. What are IBCE’s legal details? 

Interactive Brokers Central Europe Zrt. is registered as a private company limited by shares (registration number 01-10-141029) and is listed in the Register of Companies maintained by the  Metropolitan Court of Registration. Its registered address is Budapest, Madách Imre út 13-14, 1075.

6. Who will regulate IBCE and what are their contact details? 

The Central Bank of Hungary will be the competent regulator for IBCE (in the same way that the Financial Conduct Authority is the competent regulator for IBUK).  The  Central Bank of Hungary’s contact details are set out below: 

Location

Central Bank of Hungary

1054 Budapest

Szabadság tér 9.

Hungary

Postal Address

Magyar Nemzeti Bank

BKKP Pf. 777

Client Service, client complaints 

Address: 1013 Budapest, Krisztina krt. 39.

E-mail: ugyfelszolgalat@mnb.hu

Phone:  +36 80 203 776

 7. Where does IBCE fit with respect to the broader Interactive Brokers Group? 

IBCE is a wholly-owned subsidiary that sits within the broader Interactive Brokers Group.

8. What does the Proposed Transfer mean for me? Will there be any material impacts? 

The Proposed Transfer may have a material impact if you currently trade products that you will be restricted from trading following the transfer.  It is very important that you read these FAQs carefully, and in full, and make sure that you understand what the changes are for you.

9. What do I have to do if I want to continue doing business with Interactive Brokers? 

If you would like to continue to do business with Interactive Brokers, we require your cooperation and action. 

Specifically, we need you to consent and agree to the Proposed Transfer and the Customer Agreement and other Documents available under the Important Information section of the Proposed Transfer process and to the regulatory matters outlined in the Covering Letter, the Important Information and Consent sections of the Proposed Transfer process.  You can do this by following the instructions in the Covering Letter. 

To be clear, you do not have to consent to the Proposed Transfer if you feel that you may be adversely affected by it.  However, you should be aware that if you decide to decline, IBUK may not be able to keep servicing your account at the end of the Brexit transition period.  If that happens, your account will be restricted from opening new transactions or transferring new assets.  You always have the ability to transfer your account to another broker.  If you wish to decline, please follow the instructions in the Covering Letter. 

In either case, we ask that you read the entirety of this FAQs and the Covering Letter before deciding to consent to or decline the Proposed Transfer.

10. What happens next? 

If you consent to the transfer, please complete all actions detailed in the Covering Letter and we will prepare your account for the Proposed Transfer.  Following the Proposed Transfer, IBCE will write to you with further information about your new relationship with them.

PART B – LEGAL AND REGULATORY CHANGES THAT YOU SHOULD BE AWARE OF

1. What terms and conditions will govern my relationship with IBCE following the Proposed Transfer? Are these different to the ones that currently apply? 

Trades that you conduct after the Proposed Transfer will be governed by the new Customer Agreement between you and IBCE.  A copy of the new Customer Agreement is available in the Important Information section of the Proposed Transfer process.  Please see the response to Question A3 above in relation to the timing for the Proposed Transfer.

2. What conduct of business rules (including best execution) will apply to my relationship with IBCE? Are there any material differences that will apply to my relationship with IBCE compared to those that apply to my existing relationship with IBUK? 

There are some changes to be aware of, which we explain below. 

If you do business with IBUK on a “carried” basis (in other words, you trade index options, futures and futures options and IBUK carries your account and custodies your assets) then the Financial Conduct Authority’s conduct of business rules currently apply to you.  These rules are based heavily on the recast Markets in Financial Instruments Directive, the Markets in Financial Regulation and various delegated directives and regulations (collectively, “MiFID”).  In relation to best execution, where it applies, IBUK must take all sufficient steps to achieve the best possible result for you when we execute your order. 

If you currently do business with IBUK on an “introduced” basis (in other words, you trade products outside of those mentioned in the previous paragraph and you have a relationship with both IBUK and its US affiliate, IBLLC) a mix of conduct of business rules will currently apply to you. For instance, with respect to the introduction of your business to IBLLC, the Financial Conduct Authority’s conduct of business rules will apply (see above in relation to these).  Once introduced to IBLLC, the relevant U.S. Securities and Exchange Commission and U.S. Commodity Futures Trading Commission rules and regulations (among others) will apply to IBLLC’s role (including its obligations in relation to best execution and custody). 

Please note that it is of course possible that your business is split across these two scenarios (in other words some of your business is conducted on a “carried” basis while some of it is conducted on an “introduced” basis). 

Going forward, the distinction between “carried” and “introduced” business will no longer apply and in each case set out above, Hungarian conduct of business rules will exclusively apply to your relationship with IBCE.  Similar to the UK Financial Conduct Authority’s rules, the Hungarian conduct of business rules are based on MiFID and IBCE’s obligations in relation to best execution will largely mirror those that currently apply to IBUK. 

In our view, while the rules that apply to our relationship will change, we do not consider such changes to be material or to result in a lesser degree of protection being afforded to you.

3. How will my investments that I custody with IBCE be held from a legal/regulatory perspective? Are there any material differences that will apply to my relationship with IBCE compared to those that apply to my existing relationship with IBUK? 

The rules that currently apply depends on the sort of business that you presently have with IBUK (please see the response to Question B2 above).  Where you conduct “carried” business with IBUK, the Financial Conduct Authority’s client asset (or “CASS”) rules will apply.  These rules are based heavily on MiFID.  Where you conduct “introduced” business with IBUK and IBLLC, the US custody rules will apply to your custody assets. 

Going forward, as set out above, the distinction between “carried” and “introduced” business will no longer apply and in each case set out above, Hungarian custody rules will exclusively apply to your relationship with IBCE.  Like the UK Financial Conduct Authority’s rules, the Hungarian conduct of business rules are based on MiFID. 

4. How am I protected against loss? Are there any material differences that will apply to my relationship with IBCE compared to those that apply to my existing relationship with IBUK? 

Currently, your eligible assets are protected from loss either under the US Securities Investor Protection Corporation at an amount of up to USD 500,000 (subject to a cash sublimit of USD 250,000) or the UK Financial Services Compensation Scheme at an amount up to £50,000 (which regime applies depends on the relevant segment of your IBUK account, as explained in the response to Question B2 above).  After the Proposed Transfer, the Hungarian Investor Protection Fund according to Act CXX of 2001 on the Capital Market may protect your assets from loss, at an amount up to a maximum of EUR 100,000, should IBCE default and be unable to meet its obligations to you. 

Hungary's compensation scheme is similar to the compensation scheme you have access to in the UK,   The purpose of the Fund is to pay compensation to you in the event that:

• the Central Bank of Hungary initiates liquidation proceedings of IBCE , or
• a court orders the liquidation of IBCE. 

 IBCE is a member of the Fund. 

The compensation provided by the Fund covers claims arising from contracts entered into within the agreement with IBCE of brokerage activity, securities custody, securities account management and client account management activities performed by IBCE.

You can only make a claim after a firm goes out of business and its assets have been liquidated and distributed to those who are owed money. Please check the details of the schemes for any limits that apply – not all losses will be covered as there are maximum levels of compensation.   The Fund will pay you compensation for the amount you have lost up to a maximum of EUR 100,000. The amount paid by the Fund is:

• 100% up to the limit of the EUR equivalent of one million forints (EUR 2,800 on 12th December 2020),
• above one million forints: 1 million forints and 90% of the part above one million forints to a maximum of EUR 100,000.

5. How do I make a complaint to IBCE? Are there any material differences that will apply to my relationship with IBCE compared to those that apply to my existing relationship with IBUK? What if my complaint relates to something that happened while I was a customer of IBUK? 

The General Business Rules of IBCE sets out how to lodge a complaint with IBCE.  The complaints handling procedures are materially similar to those that apply to your existing relationship with IBUK.  If the substance of your complaint relates to something that happened prior to the Proposed Transfer, then you should address your complaint to IBUK.  IBUK will remain authorised as an investment firm post-Brexit.  Its current contact information will stay the same should you need to contact IBUK.

6. After the Proposed Transfer, will I still have access to the Financial Ombudsman Service? 

In case of complaint, investors should follow the complaints procedure as referred to in the Customer Agreement.  As explained in the Original FAQs, once the Proposed Transfer has taken place, the UK Financial Ombudsman Service will cease to have jurisdiction over any complaints that you may have in respect of IBUK.  However, please be aware that Hungary has a dispute resolution scheme operated by the Central Bank of Hungary in the form of the Financial Arbitration Board (“FAB”). The FAB is a free and independent statutory dispute resolution scheme for financial services. You may be eligible to make a complaint to the FAB if you are a retail customer.  Details of FAB can be found on https://www.mnb.hu/en/hungarian-financial-arbitration-board

 The FAB can be contacted at: 

Postal Address

Financial Arbitration Board

1525 Budapest

Pf. 172

Email

ugyfelszolgalat@mnb.hu

7. How will my personal data be processed and protected? Are there any material differences that will apply to my relationship with IBCE compared to those that apply to my existing relationship with IBUK in this context? 

Please see the Original FAQs for further information. In summary there will be no material change.

PART C – OTHER PRACTICAL QUESTIONS AND NEXT STEPS

1. Who should I contact before the Proposed Transfer takes place and after the Proposed Transfer if I have any questions in the ordinary course? 

Generally speaking, you should contact IBUK with any questions that you may have prior to the Proposed Transfer, and you should contact IBCE with any questions that you may have following the Proposed Transfer taking place.  Regardless of who you contact at Interactive Brokers, we will ensure your query is promptly dealt with and we will help you to connect with the right person or department.

2. Will the range of products offered be the same? 

IBCE and IBUK offer the same range of products for all categories except metals and forex. The differences in the offerings are as follows: 

• Metals CFDs are offered by IBCE but spot and OTC metals futures are not.
• Trading securities and derivatives in all the same markets you can now but if you trade outside of the Allowed Deposit Currencies (see #7) and the transaction results in a long cash balance we will auto-convert to your base currency.  If the transaction results in a short cash balance there will be no further action by IBCE as you can borrow in all available IBKR global currencies.
• Foreign exchange spot trades at IBCE must be connected to an investment service transaction and its resulting cash flows.  To comply with this regulation, you will no longer be able to trade currencies on a speculative basis. 

For further information please see  “IBCE Multi-Currency Account Foreign Exchange Restrictions Disclosure”.

3. Will the range of services be the same? 

There are two changes to the services you are currently offered: 

• IBCE offers financing for securities and commodities trades but cannot support withdrawals of borrowed funds.  You will be free to withdraw any free cash not needed to support your open positions.  If you would like to withdraw additional funds, you can sell positions and withdraw the proceeds.
• GFIS investment research will not be available to clients of IBCE; however GFIS market data and news service offerings are unaffected.

4. I currently trade OTC derivatives with IBUK – what will happen to my open positions? 

Your open positions will be transferred to IBCE and you will face IBCE rather than IBUK.  You will no longer have any legal relationship with IBUK in relation to those positions.  We will separately provide you with an updated Key Investor Information Document (please follow the link to the PRIIPs KID landing page in the Covering Letter).

5. What happens to any security I have granted to IBUK/IBLLC as part of a margin loan? 

If you have granted security or collateral to IBUK/IBLLC, this will transfer to IBCE - upon the Proposed Transfer taking place. You will be presented with two new contracts for your existing margin loan:

• Investment Loan contract
• Securities Lending Framework contract

These will operate similarly to your existing margin loan account with the only difference being you will pay service fees to IBCE for entering into the stock borrow transaction on your behalf instead of paying interest.  This may have tax consequences depending on your country of residence.

6. Will I have access to the same trading platform or be subject to any software changes following migrations? 

The migration will have no impact upon the software you use to trade or administer your account.  The technology will remain the same as it is today.

7. Will all account balances be transferred at the same time and what is the timing? 

IBCE will support a limited number of deposit currencies.  The following ten cash deposit currencies, the “Allowed Deposit Currencies” are:

• EUR, USD, GBP, CHF, DKK, NOK, SEK, HUF, CZK and PLN

You will be required to nominate a base currency from the Allowed Deposit Currencies and if you hold long cash balances in other currencies, you will be required to convert those balances to one of the Allowed Deposit Currencies before migration.

In accordance with the client asset protection rules in Hungary, client funds must  be protected in the same form that they were received by the broker.  This contrasts with your previous broker, IBUK and/or IBL, whose regulatory client asset rules allowed them to protect your funds in equivalent value in another currency.  

Short currency balances are unaffected.  You may borrow in any currency that the IBKR group offers.

All cash balances, with the exception of accruals (e.g., interest, dividends) will be transferred at the same time. Once accruals have been settled and posted to cash, they will automatically be swept to IBCE. Once all accruals have been swept, your current account at IBUK or IBLLC will be closed and inaccessible for trading purposes. You will still be able to access this closed account via the Client Portal for purposes of viewing and printing historical statements.

8. Will all security, derivative and commodity positions be transferred at the same time? 

All positions will be transferred to your new account at the same time except for OTC metals futures and spot metals.  You will be requested to trade out of those positions before conversion to an IBCE account.

9. What will happen to my current account following migration? 

Your current account will close once all accruals have been posted to cash and transferred to the migrated account.  Once closed, it will be inaccessible for trading purposes, however, it will remain accessible via an account selector from the Client Portal for purposes of viewing and printing historical statements.

10. Will IBKR’s commissions, interest and fees change when my account is migrated? 

IBKR commissions and fees on trading products do not vary by the broker your account is maintained with.

There are changes to the interest and fees on cash balances. IBCE will not pay interest on credit balances as Hungarian law that governs investment service companies prohibits the payment of interest.  IBCE will charge a currency handling fee for cash balances in currencies that have negative interest rates.

11. Will my trading permissions change when my account is migrated? 

No. Your trading permissions will not change when your account is migrated for products that IBCE supports. As discussed in (2) above, spot metals and OTC metal futures will not be available.

12. Will open orders (e.g., Good-til-Canceled) be carried over when my account is migrated? 

Open orders will not be carried over to the new account and we recommend that clients review their orders immediately following the migration to ensure that the open orders are consistent with their trading intentions.

13. Will I be subject to the U.S. Pattern Day Trading ("PDT") Rule once my account is migrated? 

No. You will no longer be subject to the PDT rule.

14. Will I receive a single, combined annual activity statement reflecting the activity in both my IBUK and IBCE accounts? 

No.  Separate daily, monthly and annual activity statements will be provided for each of your IBUK and IBCE accounts covering activity during the period each was open. Activity statements will be posted to the Client Portal under the Reports/Tax Docs menu option and you will need to toggle between the two accounts to access their respective statements.

15. Will the current cost basis of positions be carried over when my account is migrated? 

Yes, this migration will have no impact upon the cost basis of your positions.

16. Will the migrated account retain the same configuration as the current account? 

The configuration of the account following migration will match that of the current account to the extent permissible by regulation.  This includes attributes such as margin capability, market data, additional users, and alerts.  Client’s holding restricted products (with the exception of OTC metals futures and spot metals), may migrate such positions but won’t be allowed to increase the position.

OTC metals futures and spot metals must be closed in your current IBUK account.

17. Will my login credential change? 

No.  Your username, password, and any 2-factor authentication process in place for your existing account will remain active following migration. You will, however, be assigned a new account ID for your migrated account.

简介 

盈透证券集团（以下简称“IB”）及其英国子公司盈透证券（英国）有限公司（以下简称“IBUK”）一直在为英国脱欧过渡期结束（目前定于2020年12月31日）做筹划，致力于为我们的欧洲客户准备替代方案。我们的重点是把相关变化和影响降到最小，确保为客户提供的经纪服务能够无缝衔接过渡。此事件涉及的客户将会收到通知，通知中会说明相关的变化和时间线。下方为从IBUK到我们其它欧洲经纪公司的账户迁移相关常见问题及解答。

常见问题解答 

问：2021年1月1日英国脱欧开始后IBKR将采取什么措施确保经纪服务持续运行？

答：早在2018年，IBKR便设立了盈透证券卢森堡有限公司（以下简称“IBLUX”），并于2019年11月获得监管授权。此外，我们目前还在着手创建两家位于欧盟的经纪公司：盈透证券爱尔兰有限公司（以下简称“IBIE”）和盈透证券中欧有限公司（以下简称“IBCE”）。 

我们计划在2020年12月31日之前将所有受英国脱欧影响的客户迁移到这三家位于欧盟的经纪公司（以下简称“欧盟经纪公司”）。迁移到IBIE和IBCE还需要获得相关国家主管机关的监管授权。 

问：我们的账户要迁移到哪家IBKR经纪公司？

答：哪些账户要迁移到IBLUX、IBIE和IBCE这三家经纪公司中的哪一家尚未最终确定。我们预计大多数西欧客户会迁移到IBIE，中欧和东欧客户则迁移到IBCE，还有部分客户会迁移到IBLUX。这其中客户的账户类型和头寸也会纳入考虑。 

在最终发送迁移请求前，我们会向所有客户发送通知，详细说明其将被迁入的经纪公司。

问：此次迁移计划涉及哪些客户？

答：涉及的客户包括居住在欧盟的个人客户和在欧盟国家成立的实体客户。这些账户大部分都开立在盈透证券（英国）有限公司。

问：通过什么方式征求客户同意？

答：我们准备好迁移账户后，您会收到一封邮件让您登录客户端。登录后，您会看到相关披露文件和客户协议，您可以以电子方式在线表示同意。未对最开始的邮件作出回应的客户将会收到一系列后续提醒邮件。

问：如果我不做任何操作会怎么样？

答：如果未能作出回应表示同意，您的账户最终会受到交易和转账限制，就如同您不同意迁移一样。另外请注意，您的账户将继续适用当前协议的条款和条件（包括费用和保证金政策），直至完成迁移到指定欧盟经纪公司、迁移到IBKR以外的其它经纪公司或关闭。

问：如果我不同意迁移会怎么样？

答：如果您不同意将账户迁移到指定欧盟经纪公司，您的账户将受到限制、无法开展新的交易或转入更多资金和/或头寸。该等限制不会阻止您将账户迁出IBKR。 

问：我的登录信息会变更吗？

答：不会。您当前账户的用户名、密码和双因素验证程序在迁移后仍然有效。但是，迁移的账户会有新的账户号码。

问：迁移后我还可以访问现在的交易平台吗？会有什么软件方面的变化吗？

答：迁移不会对您用于交易和管理账户的软件造成任何影响。所有的技术都不会发生改变。

问：所有账户余额也会迁移吗？

答：除应计项目（如利息和股息）之外的所有余额也会一并迁移。应计项目会在实现现金后迁移。如果是利息，应计项目通常是逆向的，现金会在应计款项下一个月的第一周记入账户。如果是股息，应计项目是逆向的，抵消现金会在发行发支付股息的当天记入账户。

问：迁移后我当前的账户会怎么样？

答：所有应计项目都记入为现金并转入迁移账户后，您当前的账户便会关闭。关闭后，账户将无法用于交易。但是，您仍可以通过客户端的账户选择器访问此账户，查看或打印历史报表。

问：账户迁移后，IBKR的佣金费用会发生变化吗？

答：不会。IBKR的佣金和费用不会因您账户所在的经纪公司发生变化。

问：账户迁移后，我的交易许可会发生变化吗？

答：您的交易许可将保持不变，但迁移到IBLUX的账户由于监管限制将无法进行杠杆外汇交易。尽管目前看来IBIE和IBCE的账户没有类似限制，但如果政策调整，我们会在迁移前通知您。 

问：账户迁移后，未完成的定单（如取消前有效定单）会被保留下来吗？

答：未完成的定单将被转到新账户，但是，我们建议客户在迁移后立即对定单进行检查，确保定单符合其交易目的。

问：账户迁移后，我还受美国典型日内交易规则限制吗？

答：在IBUK开立的账户由于最终是被引入美国经纪公司IBL并由IBL提供底层清算，因此适用美国典型日内交易（PDT）规则。根据PDT规则，资产低于25,000美元的账户任意5个工作日内日内交易不得超过3笔。 

而迁移到IBLUX、IBIE和IBCE的账户不再是引入IBL，因此不再适用PDT规则。

问：年末我会收到一份合并的年度报表吗？

答：不会。您会收到一份当前账户的年度报表（时间范围为2020年1月1日至迁移日）和一份迁移后新账户的年度报表（时间范围为迁移日至2020年12月31日）。

问：账户迁移后，当前账户内头寸的成本基础是否会保留到新账户？

答：是的。迁移不会影响您头寸的成本基础。

问：迁移后的新账户是否会保留当前账户的配置？

答：在法规允许的范围内，迁移后的账户配置会与当前账户的配置保持一致。这包括保证金、市场数据、多个使用者和警报等属性。在有限的情况下，账户会被迁移到无法支持全部产品的行政辖区。持有受限产品的客户可以进行迁移并维持或平仓该等产品的头寸，但无法增加新的头寸。 

问：如果IBKR在2020年12月31日前未能取得迁移所必需的监管许可会怎么样？

答：IBLUX已经获批，但在业务规模方面受到一定限制；因此要在2020年12月31日前完成迁移就必需要获得IBIE或IBCE的许可。如果确定这两家经纪公司都无法及时拿到许可，我们会联系客户解释英国脱欧过渡期结束后其账户的处理方案。

问：迁移后我还能继续向英国申诉服务机构（FOS）提交投诉吗？

答：IBUK的客户可以将在IBUK未得到满意解决的投诉提交给英国金融申诉服务机构处理。但迁移到IBLUX、IBIE或IBCE之后，英国金融申诉服务机构将不再适用，我们会为您提供新的替代服务相关信息。请注意，迁移不会影响我司内部的投诉处理流程。

问：迁移对数据保护有什么影响？

答：账户从IBUK迁移到IBLUX、IBIE或IBCE并不会对我们根据数据保护规则对您个人信息实施保护的方式造成任何影响。IBLUX、IBIE和IBCE均会承担数据保护责任，继续按照我们一贯的高标准保护您的个人信息。 

问：我的账户保障会有什么影响？

答：在欧盟，发生经纪商违约的情况下客户的保险保障通常会不如在英国或美国。 

目前，如果满足资格要求，IBUK的客户在投资服务方面可享受英国金融服务补偿计划（以下简称“UK FSCS”）最高达50,000英镑的保障。由于IBUK的客户由我们的美国经纪公司IBL进行底层清算，其账户的证券账户段可以参加证券投资者保护公司（以下简称“SIPC”）的保险，保额最高达500,000美元（其中现金不超过250,000美元）。 

而在欧盟经纪公司，IBLUX、IBIE和IBCE的合资格索赔人最多可以申请20,000欧元的赔偿。有关具体方案、保险范围和索赔资格的更多信息会同迁移请求一并发送给您。  

鉴于盈透证券集团82.5亿美元的总资本以及在集团所有经纪公司推行的审慎保证金政策（包括接受定单前的预先信用检查以及对不满足保证金要求的账户进行自动平仓清算），我们相信此次迁移并不会对客户资产的总体安全稳健造成影响。

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