想要通過電匯向帳戶存入資金，您首先需要通過帳戶管理提供存款通知。請登錄帳戶管理并依次選擇資金管理 > 資金轉帳 。您可在該頁面選擇交易類型-“存入”以及轉帳方式-“電匯”。
想要通过电汇向账户存入资金，您首先需要通过账户管理提供存款通知。请登录账户管理并依次选择资金管理 > 资金转账。您可在该页面选择交易类型-“存入”以及转账方式-“电汇”。
Для осуществления безналичного wire-перевода на свой счет сначала необходимо создать уведомление о депозите в "Управлении счетом". После входа в "Управление счетом" выберите Управление средствами и Перевод средств в меню. Затем выберите тип транзакции и депозита, а также метод перевода.
Вас попросят ввести информацию о вашем банке, включая сумму и валюту депозита, а также название отправляющей организации. После этого Вам будут предоставлены все реквизиты (напр., номер ABA, код Swift BIC и банковский номер счета) для печати, которые Вы, в свою очередь, сможете передать в свой банк для инициации wire-перевода.
Обращаем Ваше внимание, что создание данного уведомления обязательно, поскольку информация, необходимая Вашему банку для перевода, отличается в зависимости от выбранной валюты. Помимо этого, уведомление также обеспечивает незамедлительное попадание средств на соответствующий счет после их получения.
При возникновении вопросов обращайтесь в нашу службу поддержки. Контактные номера и часы работы можно найти на странице: http://individuals.interactivebrokers.com/en/index.php?f=1560
Para realizar un depósito por giro en su cuenta, antes deberá realizar una notificación de depósito a través de Gestión de Cuenta. Una vez se haya conectado, seleccione las opciones de menú Gestión de Fondos y luego Transferencia de Fondos. Desde aquí, seleccione el Tipo de Transacción de "Depósito" y el método "Giro".
Se le pedirá que introduzca los datos bancarios de entrega, incluidas la cantidad de depósito, la divisa de denominación y la institución remitente. Una vez introducida esa información, se le proporcionarán los datos (por ej. número ABA, código Swift BIC y número de cuenta bancaria) en un formulario imprimible el cual, a su vez, usted puede proporcionar a su banco para que inicie la transferencia por giro.
Tenga en cuenta que la creación de esta notificación es esencial, ya que los datos necesarios para que su banco transfiera fondos variarán según la divisa en la que se denomina la transferencia. Además, esta notificación también sirve para asegurar que los fondos se corresponden con su cuenta inmediatamente después de la llegada.
En caso de que tenga más preguntas, por favor, contacte con nuestros centros de Atención al Cliente. Los números de contacto y las horas de funcionamiento pueden encontrarse en el siguiente enlace: http://individuals.interactivebrokers.com/es/index.php?f=1560
La respuesta depende del método de depósito. En caso de depósitos realizados mediante ACH, cualquier interés se acumula desde la fecha en que el depósito llegue y durante el periodo de retención, tras lo cual se acredita en la cuenta. En caso de depósitos por cheque que no sean cheques bancarios, no se acumula ningún interés durante el periodo de retención. Los cheques bancarios y las transferencias por giro se acreditan en la cuenta de forma efectiva tras el recibo y, por lo tanto, no están sujetos a ninguna retención de crédito.
El interés que se le pague variará según las condiciones del mercado. Para más información sobre la cantidad de interés pagado actualmente en saldos de crédito, consulte www.interactivebrokers.com/interest.
The Direct Registration System (DRS) allows shareholders to register their U.S. share holdings on the books and records of the issuer in an electronic rather than paper certificate form through the issuer’s designated transfer agent. Once held in a DRS account, the shares may then be transferred electronically via the Depository Trust Company (DTC) to your IB account where transactions may take place or where the shares may be afforded margin loan value.
It should be noted that not all shares are DRS eligible. In general, most U.S. exchange traded securities are, but many OTC shares, as well as shares subject to a restriction and therefore held in certificate form, are not.
To deposit shares held in your DRS account to your IB account you will need to log into Account Management and create transfer instructions. These instructions require that you provide IB with certain information regarding your DRS account (e.g., account number and taxpayer ID) which you will need to obtain from and/or confirm with your transfer agent. It’s important that you provide IB with information which matches that of your DRS account, otherwise your transfer agent will reject the request and you will be charged a rejection fee. Information regarding fees for rejected as well as settled transactions are posted on the website.
Once the DRS account information has been confirmed, log into Account Management and proceed as follows:
1. Select the Funding and then Position Transfers menu options;
2. From the Position Transfer screen, select a transfer method of DRS-Direct Registration System and transfer type of Deposit via the drop-down menus;
3. You’ll be directed to the DRS Transfer screen where the taxpayer ID you’ve provided to IB is displayed. If this does not match that which you maintain for your DRS account, you will first need to reconcile and correct the information so it matches prior to proceeding with the transfer request. Requests submitted with a mismatched taxpayer ID will result in the transfer being rejected by your transfer agent and your account being subject to a rejection processing fee;
4. Enter your DRS account number and click the Continue button. Note that requests submitted with an account number that doesn't match that of your DRS account will result in the transfer being rejected by your transfer agent and your account being subject to a rejection processing fee;
5. Enter the symbol of the security you intend to transfer as well as the share quantity. Note that requests submitted with a symbol not held within or a share quantity which exceeds that held in your DRS account will result in the transfer being rejected by your transfer agent and your account being subject to a rejection processing fee;
6. Enter your electronic signature and click the “Continue” button to confirm your transfer request.
IB will then notify DTC who will match the security to its associated transfer agent and send them notification of your request. Assuming the DRS account and share information you’ve provided is correct, the transfer agent will post the shares for delivery to IB. Note that while transfer requests typically settle within 2 -5 business days, the transfer agent may take longer to respond to the notification and, if no response is received within 30 days, the request will be canceled.
If you are transferring shares from a joint account or are a non-US person, special consideration needs to be provided to the taxpayer ID you provide to IB for matching to your DRS account. In the case of a joint account, the ID will generally be one of the SSNs of the joint account holders or a default value of 999999999. In the case of a non-US person, where no US taxpayer ID exists, a default value of 111111111 is often used. In either case, you will need to verify with the transfer agent the identifier they will recognize for matching purposes. If the transfer agent requests an identifier which doesn’t match one of the elections provided within Account Management, please contact Customer Service for transfer assistance.
Now that your account is funded and approved you can start trading. The information below will help you getting
started as a new customer of Interactive Brokers.
1. Your Money
Deposits & Withdrawals General Info. All transactions are administered through your secure Account Management
First, you create a deposit notification through your Account Management > Funding > Fund Transfers > Transaction Type: “Deposit” How to create a deposit notification. The second step is to instruct your Bank to do the wire transfer with the bank details provided in your Deposit Notification.
Create a withdrawal instruction via your secure Account Management > Funding > Fund Transfers > Transaction Type: "Withdrawals" How to create a withdrawal instruction
If you instruct a withdrawal over the Withdrawal limits, it will be considered an exceptional withdrawal and we will therefore need to match bank account holder and IB account. If destination bank account has been used for a deposit, withdrawal will be processed; otherwise, you must contact customer service and provide the documents needed.
Deposits: My bank sent the money but I do not see it credited into my IB account. Possible reasons:
a) A fund transfer takes 1-4 business days
b) A Deposit Notification is missing. You have to create it via your Account Management and send a ticket to Customer Service
c) Amending details are missing. Your name or IB account number is missing in the transfer details. You have to contact your bank and ask for the full amending details.
d) ACH initiated by IB is limited to 100k USD in a 7 business period. If you opened a Portfolio Margin account where the initial requirement is 110k, a wire deposit might be the better deposit option to reduce wait time for your first trade. If selecting ACH a wait time of almost 2 weeks or a temporary downgrade to RegT can be possible solutions.
Withdrawals: I have requested a withdrawal but I do not see the money credited to my bank account. Possible reasons:
a) A fund transfer takes 1-4 business days
b) Rejected. Over the max it can be withdrawn. Please check your account cash balance. Note that for regulatory requirements, when the funds are deposited, there is a 3 day holding period before they can be withdrawn.
c) Your bank returned the funds. Probably because receiving bank account and remitting bank account names do not match.
2. Configure your account to trade
Difference between Cash and Margin accounts: If you have chosen the FastTrack application, by default your account type is a cash account with US stock permission. If you would like to get leverage and trade on margin, here how to upgrade to a RegT Margin account
In order to be able to trade a particular asset class in a particular country, you need to get the trading permission for it via your Account Management. Please note that trading permissions are free. You might however be asked to sign risk
disclosures required by local regulatory authorities. How to Request Trading Permissions
If you want to have market data in real-time for a particular product/exchange, you need to subscribe to a market data package charged by the exchange. How to subscribe to Market data
The Market data assistant will help you choose the right package. Please watch this Video explaining how it works.
Customers have the option to receive delayed market data for free by clicking the Free Delayed Data button from a non-subscribed ticker row.
Have a look at the user guide getting started as advisors. Here you see how to create additional users to your advisor account and grant them access and much more.
3. How to trade
The Trader's University is the place to go when you want to learn how to use our Platforms. Here you will find our webinars, live and recorded in 10 languages and tours and documentation about our various Trading Platforms.
Trader Workstation (TWS)
Traders who require more sophisticated trading tools can use our market maker-designed Trader Workstation (TWS), which optimizes your trading speed and efficiency with an easy-to-use spreadsheet interface, support for more than 60 order types, task-specific trading tools for all trading styles, and real-time account balance and activity monitoring. Try the two models
TWS Mosaic: for intuitive usability, easy trading access, order management, watchlist, charts all in one window or
TWS Classic: the Advanced Order Management for traders who need more advanced tools and algos.
General Description and Information / Quick start guide / Usersguide
Interactive Tours: TWS Basics / TWS configuration / TWS Mosaic
How to place a trade: Video Classic TWS / Video Mosaic
Trading tools: General Description and Information / Users guide
Requirements: How to install Java for Windows / How to install Java for MAC / Port 4000 and 4001 needs to be open
Login TWS / Download TWS
Traders who prefer a clean and simple interface can use our HTML-based WebTrader, which makes it easy to view market data, submit orders, and monitor your account and executions. Use the latest WebTrader from every browser
Quick Start Guide / WebTrader User's Guide
Introduction: Video WebTrader
How to place a Trade: Video WebTrader
Our mobile solutions allow you to trade your IB account on the go. The mobileTWS for iOS and the mobileTWS for BlackBerry are custom-designed for these popular models, while the generic MobileTrader supports most other Smart phones.
General Description and Information
Order Types Order Types available and Description / Videos / Tour / Users guide
Paper Trading General Description and Information / How to get a Paper Trading Account
Once your paper account is created, you can share the market data of your real account with your paper trading account: Account Management > Manage Account > Settings > Paper trading
4. Trade all over the World
IB accounts are multi-currency accounts. Your account can hold different currencies at the same time, this allows you to trade multiple products around the world from a single account.
Your base currency determines the currency of translation for your statements and the currency used for determining margin requirements. Base currency is determined when you open an account. Customers may change their base currency at any time through Account Management.
We do not automatically convert currencies into your Base currency
Currency conversions must be done manually by the customer. In this video you can learn how to do a currency conversion.
In order to open a position denominated in a currency that you do not have in your account, you have two possibilities:
A) Currency conversion.
B) IB Margin Loan. (Not available for Cash Accounts)
Please see this course explaining the mechanics of a foreign transaction.
5. Five points to enrich your IB experience
1. Contract Search
Here you will find all our products, symbols and specifications.
2. IB Knowledge Base
The Knowledge Base is a repository of glossary terms, how-to articles, troubleshooting tips and guidelines designed to assist IB customers with the management of their IB accounts. Just enter in the search button what you are looking for and you will get the answer.
3. Account Management
As our trading platforms give you access to the markets, the Account Management grants you access to your IB account. Use Account Management to manage account-related tasks such as depositing or withdrawing funds, viewing your statements, modifying market data and news subscriptions, changing your trading permissions, and verifying or changing your personal information.
Log In Account Management / AM Quick Start Guide / AM Users Guide
4. Secure Login System
To provide you with the highest level of online security, Interactive Brokers has implemented a Secure Login System (SLS) through which access to your account is subject to two-factor authentication. Two-factor authentication serves to confirm your identity at the point of login using two security factors: 1) Something you know (your username and password combination); and 2) Something you have (an IB issued security device which generates a random, single-use security code). As both knowledge of your username/password and physical possession of the security device are required to login to your account, participation in the Secure Login System virtually eliminates the possibility of anyone other than you accessing your account.
How to Activate your Security Device / How to Obtain a Security Code Card / How to return Security device
In case you forgot your password or lost your security code card, please call us for immediate assistance.
5. Statements and Reports
Easy to view and customize, our statements and reports cover all aspects of your Interactive Brokers account. How to view an Activity Statement
For paper and mail based deposit of funds
Before sending your check deposit, you should write your account number on the check. We highly encourage you to create a deposit notification, which allows us to efficiently identify your incoming funds for proper credit to your account.
The specific mailing instructions, including the printing of the deposit form, and addresses will be displayed during the deposit notification process. The IB address for sending your check will be printed on the deposit form.
Upon receipt of this deposit the notice should update to provide the availability date of the deposit.
In order to create a Check deposit notification, you will need to visit our secure website: www.interactivebrokers.com. Be prepared to provide your username, password and any additional secure log-in information when submitting your notice.
1. LOG/INTO Account Management
2. Select Funding
3. Click on Fund Transfers
4. Your Transaction Type: Deposit
5. The Currency: USD
6. Choose the Method: Check
and follow the prompts.
Next, mail your check along with a copy of the confirmation page to the address listed below:
If sending via overnight delivery service (FedEx, DHL, UPS, others)
Interactive Brokers LLC
8 Greenwich Office Park
Greenwich, CT 06831-5149
If sending via regular mail or US Postal Service (USPS) EXPRESS MAIL
Interactive Brokers LLC
P.O. Box 5235
Greenwich, CT 06831-0504
（How to deposit funds via a wire transfer）
IMPORTANT NOTE: This article has been customized for use by self-directed Individual Retirement Account (IRA) owners for information purposes only. Persons are encouraged to consult a qualified tax professional with the investments and elections within the IRA. IB does not provide tax advice. For detailed information regarding IRAs, you may consult the IRS Publication 590-A about IRA contributions and the IRS Publication 590-B about IRA distributions.
This resource center provides a central reference point for information concerning the various IRA account types offered by IB.
Important IRA dates to consider are listed below.
Important Notice - Select 2016 Tax Reporting for key information with 2016 transactions and tax reporting in your IRA.
Recharacterizations from a Roth IRA
Please check the calendar often. Some dates subject to change.
Jan. 31: RMD Notice - Required Minimum Distribution notice for account holders age 70 1/2 by December 31.
Tax Form 1099-R - IB posts the tax forms which confirm prior year distributions.
Apr. 15: Excess Contributions - IRS Deadline to withdraw excess IRA contributions for the previous tax year.
IRA Open/Funding - Deadline to establish and fund an IRAs for the previous tax year.
Roth/Traditional Contribution - Deadline for prior tax year IRA contributions.
SEP - Deadline for prior tax year employer and employee non-elective contributions.
May 31: Tax Form 5498 - IB posts the tax forms which confirm prior year contributions.
Sept. 30: IRA Beneficiary - IRS cutoff to identify "designated beneficiary" of previous year deceased IRA owners.
Dec. 28: Charitable Distribution - Deadline to submit a request for approval and processing is December 23.
Dec. 29: IRA Distribution by Check/ACH- The deadline for IRA withdrawals, including RMDs, for the 2016 tax year by Check and ACH is 11:59 PM EST December 27, 2016. (Any tax withholding requested after this date will be applied for the 2017 tax year.)
Dec. 31: IRA Distribution by Wire- The deadline for IRA withdrawals, including RMDs, for the 2016 tax year by Wires is 12:00 PM EST (noon) December 30, 2016.
IRS Circular 230 Notice: These statements are provided for information purposes only, are not intended to constitute tax advice which may be relied upon to avoid penalties under any federal, state, local or other tax statutes or regulations, and do not resolve any tax issues in your favor.